Budgets, deals, interest and shop tricks.
Question 1 of 10
What are the three classic jobs for pocket money?
How the quiz works
Pick the age band, then answer ten questions: one money concept per question. The answer locks the moment it’s tapped and a short explanation appears immediately, right or wrong, because that explanation is where the learning actually happens. At the end: a level from Money Explorer to Money Master, plus dinner-table conversation starters for you.
Why three age bands
Money understanding is a ladder, and serious programmes everywhere band it by age. Ours follows the SA school phases: 6 to 9 (coins, change, saving jars, Foundation Phase territory), 10 to 12 (budgets, deals, banks and shop tricks), and 13 to 15, which deliberately walks the Grade 7 to 9 EMS financial-literacy syllabus of income and expenses, interest, VAT and profit, with scams and store-card maths added, because the syllabus won’t phone your teen but a scammer might.
Questions parents ask
What should a child know about money at each age?
By 6 to 9: where money comes from, counting change, and that saving means keeping some for later. By 10 to 12: splitting money into spend-save-give, comparing prices, what a bank does, and spotting shop tricks. By 13 to 15: budgets (income vs expenses), interest, the debit/credit difference, VAT, scams, and why starting to save early wins. The quiz’s three bands follow exactly that ladder.
Is this a financial literacy test?
It’s a friendly one. Each band has ten questions, one concept each, and every answer, right or wrong, shows a short explanation immediately, because the explanation is the actual lesson. The result is a level (Money Explorer up to Money Master) plus conversation starters for parents, not a pass/fail mark.
Does it match the school curriculum?
The 13 to 15 band deliberately covers Grade 7 to 9 EMS (Economic and Management Sciences) territory from the CAPS curriculum (income and expenses, budgets, profit, interest and VAT), so it works as exam-season revision. The younger bands track the money concepts in Foundation and Intermediate Phase Life Skills and Maths.
Why are the amounts in rand?
Because almost every kids money quiz online is American: dollars, credit scores, sales tax added at the till. South African kids deal with rand, VAT included in the shelf price, tuck shops and taxi fare, so the questions do too.
Keep going
- The Needs vs Wants quiz: the warm-up round, best for ages 6 to 12 playing with a parent
- The pocket money calculator: knowledge needs practice money
- Why money habits built in childhood pay off for life
- Money games for kids: board games and everyday activities that keep the learning going offline
Quiz scores fade. Habits stick.
Savella turns these exact concepts into a game kids play with real pocket money: 48 lessons, chores, paydays and savings goals, tuned to their age. Free during the beta.